Financial Crisis

OA19E-1001056

ESSEX COUNTY - BANKRUPTCY

Filing bankruptcy petition

OA is an employed father of two who is experiencing financial crisis with consumer debt of approximately $40,000 and a pending lawsuit. OA needs assistance with filing a bankruptcy petition to enable him to have a fresh start with his finances.

To review, email msmith@vljnj.org

GC19E-1000996

HUDSON COUNTY - DIVORCE

August 30 court appearance with reply brief due August 22

Client GC and her husband obtained a divorce from bed and board in 2015, which divided the assets, gave GC alimony for a limited term, and importantly, enabled the husband to continue health insurance coverage for GC through his employer. GC learned in May 2019 that her health insurance was terminated, causing her to incur more medical bills. She moved to increase her alimony and her spouse filed a cross motion seeking to obtain an absolute divorce, vacate the limited divorce order on the basis of “mistake,” and to modify the terms of the marital settlement agreement, alleging that the court mistakenly believed that he could continue to provide health insurance coverage by obtaining a divorce from bed and board. GC’s spouse is represented by counsel and the hearing for both motions is scheduled for August 30.

To review, email jchavez@vljnj.org

PP19E-1000743

ESSEX COUNTY - ID fraud

Addressing fraudulent debt and stopping creditor harassment

PP is a veteran seeking assistance with an ID theft matter. While PP was serving overseas in the Navy, his ID was stolen and purchases were made in his name without his authorization. When he returned home to the US, PP started to receive harassing calls from creditors for thousands of dollars of debt for purchases he did not make. He is seeking assistance in disputing the fraudulent debts and stopping the creditor harassment.

To review, email jchavez@vljnj.org

AA19E-1000733

new york - sdny - Bankruptcy

There will be a filing deadline once debtor objects to client's proof of claim.

AA, a resident of New Jersey, was a defendant in a mortgage foreclosure action venued in Ocean County, New Jersey. With the assistance of a pro bono attorney, she had filed an answer and counterclaim but in 2018, the court struck the answer and dismissed the counterclaim, stating on the record that the counterclaim could be filed in the Law Division. Before she could file the claim in the Law Division, the mortgagee filed a Chapter 11 bankruptcy petition in the SDNY Bankruptcy Court in February 2019. Again, with the assistance of pro bono counsel, she filed a proof of claim in March 2019. Her pro bono attorney is unable to continue representation and AA needs an attorney to continue representing her interests if and when the debtor objects to the proof of claim.

To review, email donuschak@vljnj.org