Financial Crisis

PP19E-1000743

ESSEX COUNTY - ID fraud

Addressing fraudulent debt and stopping creditor harassment

PP is a veteran seeking assistance with an ID theft matter. While PP was serving overseas in the Navy, his ID was stolen and purchases were made in his name without his authorization. When he returned home to the US, PP started to receive harassing calls from creditors for thousands of dollars of debt for purchases he did not make. He is seeking assistance in disputing the fraudulent debts and stopping the creditor harassment.

To review, email jchavez@vljnj.org

AA19E-1000733

Bankruptcy Court SDNY

There will be a filing deadline once debtor objects to client's proof of claim.

AA, a resident of New Jersey, was a defendant in a mortgage foreclosure action venued in Ocean County, New Jersey. With the assistance of a pro bono attorney, she had filed an answer and counterclaim but in 2018, the court struck the answer and dismissed the counterclaim, stating on the record that the counterclaim could be filed in the Law Division. Before she could file the claim in the Law Division, the mortgagee filed a Chapter 11 bankruptcy petition in the SDNY Bankruptcy Court in February 2019. Again, with the assistance of pro bono counsel, she filed a proof of claim in March 2019. Her pro bono attorney is unable to continue representation and AA needs an attorney to continue representing her interests if and when the debtor objects to the proof of claim.

To review, email donuschak@vljnj.org

JD 19E-1000492

WITHHOLDING OF BACK PAY - ESSEX COUNTY

Advice and negotiation

JD, a senior veteran, seeks assistance with a withholding issue. JD's wife was a VA Medical Center Employee for many years. She died in 2018, leaving the client with very little income. JD struggles to pay basic expenses and to care for his young grandson, who lives him. JD's wife had significant back pay owed to her from the VA, to which JD is now entitled. After multiple attempts by JD to collect these funds, the VA has been unresponsive. JD seeks assistance in working with the VA to receive these back payments.

To review, email kgarcia@vljnj.org