Consumer law

AJ19E-100039

CONSUMER CONTRACT - ESSEX COUNTY

Representation in lawsuit against furniture company; assistance in filing hardship application or contesting judgment regarding car repossession

In March 2018, AJ purchased $2,000 worth of furniture for her 7 children from a store; she paid in cash and was given a receipt. Despite numerous attempts to follow up with the owner, AJ never received the furniture. As a result, her children have been sleeping on the floor for a year. AJ is seeking an attorney who could file a complaint in Small Claims Court and attempt to recover the money she paid as well as possible treble damages if there has been a CFA violation. In a separate matter, AJ’s car was repossessed after her payments increased and she was no longer able to afford them. She owes approximately $7,000, and her wages are being garnished. She is seeking assistance in either filing a hardship application to reduce the garnishment or contesting the underlying judgment.

To review, email jmoore@vljnj.org

JD18E-1001318

WITHHOLDING OF BACK PAY - ESSEX COUNTY

Advice and negotiation

JD, a senior veteran, seeks assistance with a withholding issue. JD's wife was a VA Medical Center Employee for many years. She died in 2018, leaving the client with very little income. JD struggles to pay basic expenses and to care for his young grandson, who lives him. JD's wife had significant back pay owed to her from the VA, to which JD is now entitled. After multiple attempts by JD to collect these funds, the VA has been unresponsive. JD seeks assistance in working with the VA to receive these back payments.

To review, email ebalan@vljnj.org

DC19E-1000148

AUTOMOBILE ACCIDENT - ESSEX COUNTY

Special Civil trial date March 21, 2019

DC was in a car accident. She is being sued by an insurance company as a subrogee from seeking recovery for damages the company paid out to the individual in the car accident. After trying to put in a claim with her own insurance company, DC discovered she has only personal injury coverage, not liability and therefore DC’s claim was denied. DC said she has no assets and her only source of income is SS disability benefits. A special civil part trial is scheduled for March 21.

To review, email jchavez@vljnj.org