Bankruptcy Program

Through this full-representation program, volunteer attorneys represent clients through completion of a bankruptcy case.  We can only help people with Chapter 7 bankruptcies and you must be a resident of Bergen, Essex, Hudson, Morris, Passaic, Sussex, or Union County.  Our program begins with a free legal seminar about the bankruptcy process that is taught by an experienced bankruptcy attorney.  The seminar is open everyone and is mandatory if you would like to apply for a free attorney.  

At the end of the seminar, you can fill out an application to see if you qualify for a free lawyer.  You will be asked questions about your income, finances, and other issues relating to whether bankruptcy is a good fit for you.  Depending upon the number of applicants at the clinic, you may be at the clinic for 2-4 hours.  If you are eligible, VLJ staff will tell you what paperwork you will need to gather before we can look for a volunteer attorney for you.  

If you are struggling with your finances and would like to pre-register for the seminar, please call us at (973) 645-1955 during phone hours.