Bankruptcy Program

Through this full-representation program, volunteer attorneys represent clients through completion of a bankruptcy case.  We can only help people with Chapter 7 bankruptcies and you must be a resident of Bergen, Essex, Hudson, Morris, Passaic, Sussex, or Union County.  If eligible, you will be scheduled for an appointment at our bankruptcy intake clinic in Newark, where you will meet with an attorney and go through a questionnaire.  You will be asked questions about your income, finances, and other issues relating to whether bankruptcy is a good fit for you.  Depending upon the number of applicants at the clinic, you may be at the clinic for 2 hours.  If you are eligible, VLJ staff will tell you what paperwork you will need to gather before we can look for a volunteer attorney for you.  We will also encourage you to watch the recording of a free legal seminar on the bankruptcy process (posted below) before attending the clinic.

If you are struggling with your finances and would like to pre-register for the clinic, please call us at (973) 645-1955 during phone hours.