Bankruptcy Program

Through this full-representation program, volunteer attorneys represent clients through completion of a bankruptcy case.  We can only help people with Chapter 7 bankruptcies and you must be a resident of Bergen, Essex, Hudson, Morris, Passaic, Sussex, or Union County.  If eligible, you will be scheduled for an appointment at our bankruptcy intake clinic in Newark, where you will meet with an attorney and go through a questionnaire.  You will be asked questions about your income, finances, and other issues relating to whether bankruptcy is a good fit for you.  Depending upon the number of applicants at the clinic, you may be at the clinic for 2 hours.  If you are eligible, VLJ staff will tell you what paperwork you will need to gather before we can look for a volunteer attorney for you. 

Prior to attending the bankruptcy intake clinic, we encourage you to watch this free recording of a legal seminar on the bankruptcy process which is posted below, entitled "VLJ_Chapter 7 Bankruptcy_What You Need To Know Before You File."

If you are struggling with your finances and would like to -register for the clinic, please call us at (973) 645-1955 anytime between 9:00 a.m. - 4:30 p.m., Monday - Thursday.